Ladies c
map-marker Aliquippa, Pennsylvania

Indymac trying to take my house after successful completion of bankruptcy and full payment of home.

Indymac is trying to take my home after I successfully completed my bankruptcy and received a letter from bankruptcy court noting completion and being paid in full. Who turned these fools loose on our society??? What better reason for people to rise up in protest. If our government is afraid of riots in the streets they better put a leash on the dogs they turn loose. In the rush to gain popularity in the polls Indymac bank was taken by our government but they did not take the service arm that is run by thieves and crimminals and they continue to use strong arm tatics to squeeze monies out of people trying to do the right thing.
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2 comments
Guest

Same thing here!

Guest

they did the same thing to me.

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indymacfu R
map-marker Nashville, Tennessee

IndyMac taking disabled person's home

Indymac is still up to it's old tricks. It is now taking my home, I am disabled, barely able to walk and they have my home scheduled for a foreclosure sale on September 13, 2011. All the while, they continue to claim to be working on a loan modification for me. This is truly the most unscrupulous company ever and they are working with the government's blessing. They say to go to HUD, HUD won't help, you continually get the run around and are asked to submit the exact same information time after time after time. I have more than a dozen requests for the same information and have submitted it back to them every time. This is an example of how low the US has fallen. Letting a disabled person who cannot care for himself be thrown out in to the street all in the shadow of the "economic slowdown". This is outrageous and people should be rioting in the streets. How does a country fall to such a low level. I guess they will have to spend a few more dollars when they show up to throw me out...they will have a dead body to dispose of. They are leaving me no choice. I have no family and no means of getting another place to live. I pray that IndyMac employees have a very hot spot in *** reserved for them.
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Loss:
$265
1 comment
Guest

I understand that you are not satisfied with many aspected of IndyMac, however, it is plain cruel and unusual to wish bad things on employees of Indymac. Sure, there are upper levels behind the scenes but there are also entry level employeed trying to hold down a job and keep their OWN homes out of f.c. Be considerate not selfish

Damarious Emh
map-marker Hampton, Virginia

Either crooks or incompetent

I have been with them for 5 years. Talked to 2 different reps last Wed. Thu. and they said I needed $3000 by July 31st and my loan would be completely caught up and they were just waiting on an exact figure. I talked 2 these 2 girls for at least an hour an they assured me it was correct and even gave me there special name and ID and said not to worry. The most the catch up payment would be $3100 or so with penalties and I would be guaranteed to go back to my regular payment of $1565. I called this afternoon to see if they had the figure and a new rep said I needed $8400 or else another repayment plan of $5900 down and something like $2200 for 5 more months. If I can't come up with the $5900 or $8400 they are foreclosing on me now. This is ridiculous. Is there any way I can have them play back the recording of the girl telling me the payment would be $3000, I talked to her for an hour and she guaranteed me not to worry and all the info she was giving me was true. I am not sure what to do now, I have a wife and 3 children and am worried to death. I can't even sleep. Let me know if there is anything I can do for myself or help anyone else with the same situation. I am starting to believe they are either crooks or incompetent. One or the other. Thanks for your time.
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3 comments
Guest

Yes there is something you can do. YOU WILL NOT WIN WITH THEM.

Hire a lawyer and stop paying and find out everything about your loan. 2006-**** your loan is def screwed up.

FIGHT THEM !!! Meanwhile save your money.You have to escape them or they will turn you to the streets.....

Guest

Our Mortgage too are with Indymac/OneWest. They are both Incompetent and crooks.

They lead us to believe they modify our loan but they didn't. They asked too many documents and denied us 3 times. Our house were shceduled for auction 4 times. First acution were stopped because we pay them over $28,000 to be current.

2nd auction, my husband flew to the other island where we live to file for Bankcraftcy. We hired a lawyer to apply for modification for us and yet we were denied. Before the third auction, we hired a forensic auditor and she work with a lawyer and they were able to stop the 3rd and 4th auction. The latest was Sept.1st.

We've been in this situation since April of 2009. It was very distressful situation. It consumes our time, lossing business etc. etc.

My husband is a senior citizen and I am 40 yrs old and 3 children (7,5 & 3).

I would like to get in touch with you and other people whose their mortgage are at Indy. If its possible I want to get in touch with Kathy.

Guest

I know how you feel. I have been fighting with One west/Indymac for months and have come within days of foreclosure.

DON'T GIVE UP! I know the depths of despair and loss of not only sleep but even a meaningful existance. You need to contact NACA and right away. Go to their website.

If you can get to one of their events, you can meet with your lender and Naca will advocate for you. Without Naca, I would have lost my home. Is Fannie Mae or Freddie Mac your investor? (owner of your loan?)They can help too.

Don't speak to an agent at One West...speak to a supervisor. They have two computer screens and they don't speak to each other, The agent screens know nothing.

You need to call everyday and document every call. Start with Naca today. Don't wait.

it's free.

They are a non profit and powerful. Keep in touch with me as I want to start a movement against Indymac/One west.

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Janis W Klk
map-marker Mineral, Virginia

Denied 2 times by Indymac for Loan Modification

IndyMac has denied my HAMP modification twice due to imminent foreclosure sale of the property. As others, I have applied several times for HAMP modification and have submitted all paperwork requested of me. IndyMac has given me a very hard time and have been given the runaround constantly. It is obvious they can not find a solid reason to deny me for the modification since we certainly qualify. How convenient for banks to take money from the government for bailouts and supposedly to assist the those of us that want to keep our homes and have legitimate reasons for falling behind yet we are given the runaround consistently and our homes are being auctioned off;. My husband and I have been very stressed having to deal with IndyMac Bank and not getting anywhere'. All the bank has done is feed us lies after lies|. I can go on and on with stories of my dealings with IndyMac Bank,. I am soooooo tired of dealing with IndyMac Bank and getting nowhere! Is anyone out there that can help!
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1 comment
liliana Blr

The main thing here is that the Banks gain more when the home is taken away, they sell it in auction or in foreclosure sale and then the money that u think they lost, they get it from the PMI (private mortgage insurance that you paid every month inside your mortgage payment. SO bottom line______ they never Loose.

I have been in the real estate business for about 8 years now and just recently discoved real help to this ongoing problem check it out and do your own reasearch.... www.jml.mortgagefreeandclear.net GOOD Luck and God bless

Sherice Tol
map-marker Herndon, Virginia

Denied HAMP mod due to imminent sale date.

IndyMac has denied my HAMP modification twice due to imminent foreclosure sale of the property. As others, I have applied several times for HAMP modification and have submitted all paperwork requested of me. IndyMac has given me a very hard time and have been given the runaround constantly. It is obvious they can not find a solid reason to deney me for the modification since I am certain we qualify. I requested a postponement of the sale date many times and was always told no. Finally the day before my home was due to be auctioned off I was granted a postponement for a month on the sale of my home. Of course, I had to get very upset on the phone ask to speak with a supervisor, etc. But of course, a supervisor is NEVER available to take a call. Now again I am denied for the same reason. IndyMac can not seem to find any other reason to deny me for, when they can change the sale date of my home easily. Isn't it what the HAMP program is for? To help families keep their homes and not become homeless. How convenient for banks to take money from the government for bailouts and supposedly to assist the those of us that want to keep our homes and have legitimate reasons for falling behind yet we are given the runaround consistently and our homes are being auctioned off. My husband and I have been very stressed having to deal with IndyMac Bank and not getting anywhere. All the bank has done is feed us lies after lies. I can go on and on with stories of my dealings with IndyMac Bank. I just hope my marriage can survive this foreclosure. I am soooooo tired of dealing with IndyMac Bank and getting nowhere! Is anyone out there that can help! Alicia Gutierrez
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2 comments
Julio Our

Hello Indymac - One west Bank community... you guys may wanna Google search "CPAC Non Profit Law Clinic wins against Indymac Bank" this may interest you. CPAC Non Profit Law Clinic got my neighbors house back after he was foreclosed on!

Guest

Join the group indymaccomplaints@***.com

size matters!!!!!!!!!

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dykstraranch D
map-marker Ridgecrest, California

IndyMac Bank

I received our denial due to immient sale today. What's funny is that IndyMac was working with my Loan Modification group and told them everything was fine and moving forward. The right hand does not know what the left hand is doing there and they don't care. They have postponed our sale date several times and even stopped the sale date while they completed paperwork. Now they can't do anything! When is somebody (the gov't Ha Ha) going to actually step in and make them do what they're supposed to; keep people in their homes.
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2 comments
indymacfu R

Typical IndyMac double talk. They say they are trying to help you with a loan modification while they are just stalling you to get your home sold.

The US government bailout at it's FINEST! My sale day is 9/13/2011...they will have a massive smell to deal with when they come to put me in the street.

They will need to have the HAZMAT team with them...and the coroner. America is truly taking care of it's disabled citizens.

Guest

Our house was going into foreclosure and about twenty days before the foreclosure date we were told the foreclosure date had been lifted and no future date was posted. Relieved we pressed forward with the modification process only to find our house was sold on the original date to Deutsche bank and now they are set to evict us. :(

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Anonymous
map-marker Cleveland, Ohio

FDIC and INDYMAC

LOOK WHAT THE FDIC DID for INDYMAC with the help from people how much money went in their Packet? press x to closeEach depositor insured to at least $250,000 per insured bankAdvanced Search Home|Deposit Insurance|Consumer Protection|Industry Analysis|Regulations & Examinations|Asset Sales|News & Events|About FDICBank FindAre My Deposits Insured?Uninsured InvestmentsThe Deposit Insurance FundInternational Deposit InsuranceConsumer News & InformationLoans & MortgagesBanking & Your MoneyFinancial Education & LiteracyCommunity AffairsIdentity Theft & FraudConsumer Financial PrivacyBank Data & StatisticsResearch & AnalysisFailed BanksBank ExaminationsLaws & RegulationsResources for Bank Officers & DirectorsFDICconnectRequired Financial ReportsExaminer Training ProgramsLoan SalesReal Estate SalesFinancial Asset SalesServicing Sales AnnouncementsOther Asset SalesHistorical SalesPress ReleasesOnline Press RoomConferences & EventsFinancial Institution LettersSpecial AlertsLetters to the Editor/Opinion EditorialsSpeeches & TestimonyMission & PurposeAdvisory CommitteesCareers with the FDICManagement TeamPlans & ReportsWhat We Can Do for YouDiversity at the FDICHome > Industry Analysis > Failed Banks > Failed Bank List > Failed Bank Information FAQ re IndyMac "No Value" DeterminationInformation for IndyMac Bank, F.S.B., and IndyMac Federal Bank, F.S.B., Pasadena, CA What happens to the deposit money that I think you still owe me?The board's determination only addresses the insufficiency of funds realized from the resolution of IndyMac to make any distribution to general unsecured creditors or any lower priority claims. That determination does not address the rights of claimants regarding deposit claims. Back to top Why did the FDIC do this?The determination was made by the FDIC board of directors because substantially all of the assets of IndyMac were sold, but the amounts realized from the sale are insufficient to pay all of IndyMac's liabilities. The Federal Deposit Insurance Act establishes the priority for distributing funds from the liquidation or other resolution of an insured depository institution. The Act provides that administrative expenses and deposit liabilities must be paid in full before any distribution can be made to general unsecured creditors or any lower priority claims. Because the conclusion was inescapable that there are insufficient assets to make any distribution on general unsecured claims, it was appropriate to have an official statement to that effect. That is why the board of directors made the determination on November 12, 2009 that insufficient assets exist to satisfy any general unsecured creditor or lower priority claims. Back to top If the IndyMac receivership has no value, can I stop making my loan payments to IndyMac?No. Any obligation you agreed to undertake in connection with a loan made, owned, or serviced by IndyMac is unaffected by the FDIC's "insufficient assets" determination. That determination does not change your obligation to make the payments as called for in your loan agreement (or, if applicable, pursuant to a loan modification agreement). Back to top How does this affect my loan modification?The "insufficient assets" determination does not affect your loan modification. The terms of the loan modification are not changed as a result of this determination. You should perform your obligations as called for in the loan modification agreement. Back to top I did business with IndyMac and still have not been paid; all I received is a Receivership Certificate.Unfortunately, even though your claim may have been "allowed" by the Receiver, as evidenced by the Receivership Certificate, no assets will be distributed to you for this claim. Simply put, no money will be paid to you on the claim. Back to top I am an attorney representing a client who has open litigation against the Receivership. How does this affect our case?Your client will not be able to obtain any payment from the receivership, even if you successfully pursued the case and obtained a favorable judgment on the claim. Because courts have consistently dismissed actions on the ground of prudential mootness under these circumstances, the FDIC as Receiver is requesting that you voluntarily dismiss this litigation and provide the attorney representing the FDIC as Receiver with a court-conformed copy of the order within the next 30 days. If this is not forthcoming, counsel for the Receiver will proceed to file a motion to dismiss your client's action. While it is never easy counseling a client when further pursuit of a case is not appropriate, it may be helpful to share with your client that voluntarily dismissing the case will allow all parties to avoid the expenditure of unnecessary and wasteful attorney fees and costs and to conserve judicial resources. Back to top Can I write off on my taxes the loss of my deposit or investment in IndyMac?You may wish to consult a qualified tax advisor regarding the tax consequences in your individual situation. Back to top Last Updated 11/12/2010 cservicefdicdal@***.gov Home |Contact Us|Search|Help|SiteMap|Forms|En EspaรƒยฑolWebsite Policies|Privacy Policy|USA.gov|FDIC Office of Inspector GeneralFreedom of Information Act (FOIA) Service Center|FDIC Open Government Webpage|No FEAR Act Data
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TiredofIndyMac
map-marker Ann Arbor, Michigan

INDYMAC/ONE WEST BANK

I am very frustrated at this point. I would have been happy to do a refinance but that was not an option because the LTV wouldn't work. I was told I had to miss payments to get either a short sale (which I do not want) or a loan modification. I did so and entered the lengthy process of sending and resending documents only to be told that they still don't have them. Then, miraculously, they are found while I am talking to one of their representatives on the phone and giving them date and time history which I have in a very detailed file. I have two letters that I received the same day in October. The first one is dated October 5th and asks me to physically sign a fax I sent explaining "other income" on my tax return of less than $700. The second is dated October 20th and it says I was denied for a loan modification because I didn't sign the letter I was asked to sign on the 5th and return it within 30 days! Of course the 20th is only 15 days after the 5th. The second time I was denied I was asked to send in a P & L for the period from August through October of last year. I asked if I should send it for the dates from September through November since it was the end of December. They said no, they wanted the August through October period. They also asked for a new 4506-T. I sent those in and called a week later as requested. That date they said I had to redo the RMA and they told me which pages they wanted me to fill out and return. I did that and sent it in first thing on the 8th. They told me to call back the following Wednesday or Thursday. I called back and they said everything was being reviewed and that I should call back in two days. I called back two days later and they said my file had been closed a week earlier (before the date they said everything was being reviewed) because it had been open too long. So of course I am very frustrated. I have done and redone documents, sent them in over and over again, and I still get a run around. Three other people I know started this process at the same time I did with other banks and they all had their permanent loan modifications by early Fall! And I am more qualified than any of them. I know I am qualified for the HAMP program and I know that I pass the NPV test as well.
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2 comments
Guest

I filed a chapter 13 also, Can I talk to you?

If you can, please call me @(818)438-****

Guest

Is there a class action law suit pending against IndyMac. I hope so.

They have been giving us the run around for over a year now. I filed a chapter 13 and they are still coming after me.

HELP

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Ira L Pay
map-marker Huntington, New York

IndyMac will not give me forbearance.

I had my mortgage modified under the HAMP program in May, 2010 with the help of an attorney. In November, 2010, I was let go from my job and have been unemployed for over 6 months. I have missed one month's mortgage payment. I called IndyMac and requested a forbearance period and sent in the required documents. My forbearance request was denied becuase "Your loan has been previously modified through the Home Affordable Modification Program". I have heard from many people and attorneys that forbearnce can be decided by the bank. How do I get IndyMac to help me?? Do I need professional help, i.e. an attorney?
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2 comments
Julio Our

Hello Indymac - One west Bank community... you guys may wanna Google search "CPAC Non Profit Law Clinic wins against Indymac Bank" this may interest you. CPAC Non Profit Law Clinic got my neighbors house back after he was foreclosed on!

Guest

join us at indymaccomplaints.com

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Hootan
map-marker Los Angeles, California

Indymac/Onewest loan modification

OneWest Bank, formerly IndyMac is fraud, they would just give you the run around and say they have not received the docs, but out of nowher they find it, and by the time they find it they are all expired and it is time to start sending them the new docs again and this goes on and on, they want it to last it as long as they can, so then to your surprise there is a sale date, even though they will tell you it is on hold all ies, it is just they don't want you to take any actions, and once you find out and thinking they will either postpone or change that date until you come to an agreement guess what wrong again. By the time you find out what they are really asking for you ran out of time and there is the sales date which they have told you that the ssales is on hold and you thinking they will give you the decission before they sale the house wrong, they will keep the sales date and notify you they tried to change the date but the invenstor is not willing to do so. They just keep lying to everyone to the attornesy to people to the government. I think there must be someone who knows how to put a stop on this big banks which they can do what ever they want, and I and you the average Joe, since we do not have the money to fight them back at courts, have to drop our cases which they are very well aware of, end up wining. Please if anyone has any ideas please post them and get us all get united, one can not do much, but if there are enough of us maybe the least we can put a dent on this money hungry banks. So please if there is anyone out there with any ideas lets share.
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2 comments
Guest

Yeah, its all the same. I had seen they were trying to organize a very large protest and I could assure you if they get enough people that will open their eyes.

Maybe they should start a giant riot and tear the town up.

Is the what it takes to open the eyes of the Government and make them realize theres a problem? It just isnt right, I have complained to every Federal and State officials I could find and of course no response.

Guest

we have been modified three times by indy/west bank and every time they stop accepting payments and demand 9-10,000 dollars to bring loan current. now they are foreclosing on us. phila.pa.

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SUZZZG g
map-marker Los Angeles, California

Indy Mac/One West bank I hatec

I just have to say how i hate Indy Mac and they help me lose everything i work so hard for. I requested a modification and because they customer did nothing but confuse me, lose my paperwork, confirming they recieved it and than to find out they had it, never did I ever get the same answer from customer service,one rep says i was approved another said i wasn't,I got a congration letter and i was so happy two days later i was shot down with a denial notice. Does anyone at one west commuicate with each other? Ij ust don't know what to do, they have forced me to short sell.
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NowHereThis
map-marker Madison, Wisconsin

INDY/MAC MORTGAGE SERVICES / ONEWEST BANK POOR CUSTOMER RELATIONS

"Do Not Deal With Indy/Mac Mortgage Services / OneWest Bank, For Any Type Of Home Mortgage Loans!".... Being A Current Indy/Mac Customer,.... Indy/Mac Now For Over A Month,... Has Had Their Indy/Mac Telemarketers Calling Us....The Indy/Mac Telemarketers Call Every Day,... Monday through Sunday,... At Least 2 To 4 Times Each Day,... And More Then That On Some Days.... And The Indy/Mac Telemarketers Call As Late As 9:00 PM At Night.... The Indy/Mac Phone Number: (1-80*-781-****) Comes Up On Our Caller ID, But With An Unknown Name.... And Indy/Mac Never Leaves A Message On Our Answering Machine.... This Is Very Poor Customer Relations.... "Just What Kind Of Scam Is Indy/Mac Trying To Pull?".... With Indy/Mac's Name Not Showing Up On Our Caller ID And With Indy/Mac Not Leaving A Message On Our Answering Machine.... Makes A Person Feel Like Indy/Mac Is Hiding Some Thing,... When They Can Not Even Be Up Front With Their Name Showing Up On Our Caller ID,.... And Also How Indy/Mac Does Not Leave A Message On Our Answering Machine.... Have Had Other Problems With Our Indy/Mac Mortgage Services, Home Mortgage Loan Too,... Where Indy/Mac's Employee's Do Not Know What They Are Doing.... We Are Currently Looking Into Refinancing Our Indy/Mac Home Mortgage Loan With A Local Home Mortgage Loan Lender Here In Wisconsin.... Will Never Deal With Or Recommend Any One Else To Ever Deal With Indy/Mac Mortgage Services / OneWest Bank....
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1 comment
Guest

same issues here as well

c w Uzs
map-marker Las Vegas, Nevada

IndyMac/OneWest Mortgage

My story is the same as everyone else's. They have screwed me over. We need to figure out if we should walk away or ask for "cash for keys". We have exhausted our savings, and we still owe $282,000 on our home. The house next door is in foreclosure and it is on the market for $24,000. (we live in Henderson NV). There are some condo's for sale for $27,000 and old houses for $55,000 in our area. We want to cash in some of our retirement money to buy one of these, so there will not be a mortgage. Can we do that? My attorney is telling me the only way to get out of the house is to file bankruptcy, and that would mean that if we bought anything within two years it would be taken away from us. I don't want to rent a place, the rents around here are really high, so buying would be our best option. This is horrible, we tried and tried to refinance with them, they strung us along for 8 months before saying I make too much money. Our mortgage payment is 2,142.00 a month and our income is now 1,820 a month. I don't see how that is too much money, but I know Indymac denies everyone. They also deny everyone on short sales, so the cash for keys seems to be the best way to go (although I have heard they deny everyone on that too). Does anyone have any suggestions? This is so stressful. My husband had just been rehired at his job, and worked for 4 months before being laid off again, he is not eligible for unemployment. I am disabled, and am taking care of my ailing 88 year old mother and my father just died 4 months ago. I know we will never be able to afford that house again. My husband is a construction worker and even if he finds another job, nothing pays as well as construction and there is nothing being built in Las Vegas anymore. I don't trust Indymac, and although I have a lawyer, he is swaying me to do one thing, but I don't know if it is in my best interest. Thank you
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Loss:
$282
1 comment
Guest

Did bank say that you're making too much or too little? I can't think of a bank that wouldn't lend for earning too much, unless they consider you a bad risk.

Anonymous
map-marker Philadelphia, Pennsylvania

Ind/one west mort forced us into foreclosure ....

we fell behind 1 month and indymac/one west wanted some rediculous amount or wouldn't accept any payment. we then fell behind and after 6 months found out from other sources about a Modification. We thenwent through the very long process of them requesting stuff oveer and over and loosing all of our paperwork then finally got a modification. The 3 month trial period turned into 6 and 9 months into it they just stopped processing our payment. 3 months later we are being foreclosed on. After going through all the bull again they re-modified the loan again. Same thing, 6 months later just stopped processing our payment and after 3 monthas said we owed over ten-thousand dollars. So they are foreclosing on our home. 2 adults and 3 children with absolutly nowhere to go and no money! Get the best lawyer you can and go after these bastards or you too will end up on the streets!!! no bull.
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Loss:
$300
2 comments
Guest

I met with 3 California attorneys in the past month. All said they would not take my case because the loan is with Indymac.

They said Indymac gets paid to foreclose on your home.

The last lawyer said it would be a waste of his time and our money. That's an honest answer from someone who would've profitted no matter the outcome.

Guest

Did you find a lawyer who will fight for you?

If you did, let me know.

I am in California and in need of a great lawyer who can save me and my family.

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karen i Nbo
map-marker West Hempstead, New York

Indymac sucks class action law suit

After getting behind in my payments back in April, me and my husband deciding to apply for a loan modification. We want to a certified HUD agency to prepare the paperwork, fax the paperwork to indymac bank, got a loan modification agreement that as of 8/1/09 my payments would be lowered, and the back interest would be drop. I was told by a representative at indymac bank not to pay any payments, because I sent them a bank certified check in the new amount that would be due on 8/1/09. 8/1/09 rolled around no one contacted me so I called them up, they send sorry your loan modification was denied, and now you owe 7,000 in back payments, and interest fees. Not one person at Indymac bank called me to let me know what was happening, the reason it was denied they feel my husband fraudulently made up his own paychecks on Microsoft's word, I was so outrage about this that they were calling my husband a liar. My husband works 6 days a week 8 hours a day and you are calling him a liar, this people are insane!!!Trying to get some help and who I can contact about this issue Please Help Karen
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190 comments
Guest

I need help about my case in El Paso, Tx all attorneys are very corrupted by the law 915-356-**** Isabel Red

Guest

George SOLOS YOU ARE A CRUKKKKKKKKKKKKKKKKKKKKK

Guest

If you file for bankrupt, go to court! The bank will try and lift the stay, they will send a lawyer, but they don't send any paper work with them.

We file and went to court, told the Judge what One West/Indymac had pulled on us.

How we sent them my pay stubs 4 time(though there own bank) and how they kept change there minds.

To make a long story short, we have live in our house for over a 1, short are working on a short sale by order of the court! :grin

Guest

I to have been burned by Indy Mac. For two years I sent Loan Mod packet after packet with the last 2 being assisted by an agency with the state of SC.

They would say they need an updated bank statement or pay stub which would be sent. Then ask for something else, and by the time this is all done the packet would expire and they would deny it and ask for it to be resent.

My home is now in the process of foreclosure which never should have happened.

My good credit is ruined and I will lose my home that I love. All this because of Indy-Mac and their complete lack of humanity.

Guest

Get a lawyer, stop paying them. Have the lawyer find every way they can to hold off the forclosure starting w bankruptcy and dragggg it onn forever.

They can hold them off for years while you dont pay.....Because they will get you in the end anyways and they wont work with you and you will loose all that money to them. So...why pay them ? Play unfair like they do!....hit them in the pocketbook on the way out. I have a buddy in Florida that begged them for some help on his home and his rental propertys and they flately refused him.

He just needed a little help. Nope, refused.

He hired a lawyer and stopped paying them on his home and on his 4 mansions he bought and fixed up with his own money. He stopped paying while he rents the properties since 2008.....I say good for him....

Guest

I will be in the same boat as everyone that has an indy loan, I had my house sold so I cashed out, thinking I had the house sold in Jan, 2008 but the deal fell through now im in this bad, bad loan that will double at the end of the year, I cant make them payments. So all I have read abought Indy im not going to go through all this bull, Ill just move out, they can stick it, ill try to buy again before my credit is bad, but I dont know what to do.

I did save the money, so at least im not broke and I have removed the money from the bank so no one can get there hands on it. I am frustrated as it is for everyone, and cant help, we are screwed every way you look at it.

Guest

I have been trying to modify my loan since last July. They kept refusing it, wasn't done right.

I had my account do it, refused, wasn't done right.

I decided to sell my rental property and save my house. I called Indy Mac to find out just how much I needed to sell my rental for. I took a 30,000 hit for a quick sell. I called back 2 weeks later to see what the excac amount was for a pay off??

it had been 21,000

now 2 weeks later its 34,894.52!!!

Not only did I loose 30,000 for a qick sale now I don't have enough to pay back payments!!! They auctioned my house yesterday, no one bought it but I had a notice taped to my door this morning that Fannie MAe now owned my house!!!

Guest

I have a homeowner in Alabama that I have been doing work for. They have their mortgage with Indy Mac.

Insurance company has issued a check for these repairs and Indy Mac has lost paperwork, sent a forty thousand dollar check to a wrong address, so they say, and still refuses to release funds or discuss the problem. I have also been denied access to a supervisor. This homeowner called Indy and gave my company authorization to discuss this account. They are now saying that this was a 30 day authorization that has expired and they can no longer discuss this account with me.

Bottom line we could have re-built this home and 3 others quicker than they have released funds. What a sorry company.

After reading this blog just had to add my input. Good luck to all you Indy customers, you'll need it!

Guest

I know what everyone means. My home of 21 years, had a payoff 2 years ago of $140K, per IndyMac's statement, however, today my payoff suddenly increased to 149k, how does that happen?

I put my home up for short sale, there is no way I can pay all these fees, fines, and so forth.

IndyMac, you can rot in *** for all I care. How do you skunks sleep at night? How do you look yourself in the mirror and not want to drink antifreeze? Inappropriate?

Yes, but after all the love, blood, sweat, and tears I put into my home, I never thought a mob of theives, such as those who work for IndyMac could just swoop in and steel my home from under me. Yes, I was a few payments behind, but after they started adding fees, fines, over $6,000 dollars worth, there was no way I could pay that.

I had made a repayment agreement, within three days, they reneaged on that agreement, saying it was never confirmed, it was, and they are liars. Thank you so much Obama, who has you in their pocket?

Guest

We went through the exact same thing as (murphykimnken)...paid all kinds of money...lost paperwork...never received paperwork (have cerified postal receipts!) and now i am told that our home is being foreclosed on !! I have 2 children, one with disabilities and the stess is bad.

Noone wants to help. I just keep getting told to just move out...to where?

...after almost 8 years !! Is there a lawsuit?

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