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IndyMac Bank what a shame! In January of this year my ARM was about to readjust so I started applying for refinance loans.

I kept getting denied so I pulled a credit report only to find that Indymac had reported a foreclosure on my second mortgage. I was never foreclosed on! It took 5 months for them to fix my credit report and in the meantime I couldn't get refinanced and fell behind on my new unaffordable mortgage payments(now 1,900 from 1,400). I did a loan modification and ended up in another ARM!

If they hadn't f'd up I would be in a 30 year fixed mortgage at a good interest rate instead.


Monetary Loss: $195.

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